Saratoga Retirement Community
Benefits Package

BENEFITS/MEDICAL

Kaiser HMO

  • Eligible first of the month following three months of service
  • Full time employees working over 32 hours
  • Vision
  • Standard features/benefits, prescriptions, and emergencies
  • Employer supports 80% of employee's premium
    Dependent(s) cost supported by employee at 100%
  • Low deductible for most standard features

BENEFITS/DENTAL

MetLife

  • Choose an In-Network or Out-of-Network dentist
  • Eligible first of month following three months of service
  • Employer supports 80% of employee's premium
  • Dependent(s) cost supported by employee at 100%
  • Full time employee working over 32 hours
  • Deductibles will apply for certain services
  • 1500K Maximum benefit

LIFE INSURANCE

  • Group term life insurance offered through Metlife
  • MetLife offers supplemental voluntary life insurance for employee, spouse and/or child(ren)
  • $15,000 for non-exempt; $30,000 for exempt
    Coverage supported by Saratoga Retirement Community
  • Eligible first of the month following three months
    of service
  • Full time employees working over 32 hours
  • Conversion privileges at date of termination

PERSONAL CHOICE ACCOUNT
SPENDING PROGRAM

  • Premiums pre-taxed for medical & dental
  • Eligible for pre-tax premiums first of the month following three months of service

403(b)

  • Mutual investments through Lincoln National Life
  • Multiple funds and vehicles
  • Pre-tax advantages
  • Penalty if funds are withdrawn
  • Can contribute as low as $10/pay period
  • Eligible as of date of hire
  • Age 21 or older

COLONIAL LIFE

Colonial Supplemental Insurance offers:

  • Supplemental Life Insurance
  • Disability Insurance
  • Accident Insurance
  • Critical Illness Insurance
  • Cancer Illness

EDUCATIONAL REIMBURSEMENT

  • $500.00 Semester
  • Approved degree/certificate program
  • Fulltime employee

IN LIEU OF BENEFITS

  • 15% hourly benefit for employee the first pay period following election
  • Can elect program at Open Enrollment if currently in benefits
  • Elimination of health & welfare benefits, vacation, sick leave and holidays